Data protection declaration

1.1 What is personal data

Personal data is information that reveals or could reveal the identity of a user. We adhere to the principle of data avoidance. As far as possible, personal data will not be collected.

1.2 Handling of personal data

Personal data is used exclusively for the purpose of initiating a contract, structuring its contents, and implementing or processing the contractual relationship (Art. 6 I S. 1 b DSGVO). In addition, personal data will only be processed if we have received your consent to do so (Art. 6 I p. 1 a DSGVO). As a matter of principle, data is not passed on to third parties. Data will only be given to the financial institution responsible for credit assessment for the purpose of fulfilling the contract, insofar as the checking of financing applications is required. The documents and information required for this purpose are passed on to the financial institution or financial partner commissioned for the credit check. Your personal data will be processed exclusively within the EU, unless otherwise stated below.

1.3 Usage data

General technical information is collected when visiting the website. This includes the IP address used, time of day, duration of visit, browser type and, if applicable, the page of origin. For technical reasons, this usage data is registered in a log file and can be used and stored for the purpose of the website’s statistical evaluation. This usage data is not linked to your other personal data.

1.4 Registration data

Registration is required for the full use of the functions of our website. Registration data is collected through corresponding entries and used for the specifically stated purpose in accordance with your consent (Art. 6 I S. 1 a DSGVO).

1.5 Duration of storage

We store your personal data following the end of the purpose for which the data was collected only as long as necessary due to legal (and especially tax) regulations.

2.1 Information

You can demand information from us as to whether we are processing personal data pertaining to you and, if this is the case, you have the right to be informed about this personal data and to receive the further information mentioned in Art. 15 DSGVO.

2.2 Right to correction

You have the right to have incorrect personal data concerning you corrected and, in accordance with Art. 16 DSGVO, you may request the completion of incomplete personal data.

2.3 Right to deletion

You have the right to demand from us that personal data concerning you be deleted immediately. We are obliged to delete it immediately, in particular if one of the following reasons applies: Your personal data is no longer needed for the purposes for which it was collected or otherwise processed. You revoke the consent on which the processing of your data was based and there is no other legal basis for the processing of this data. Your data has been processed unlawfully. The right to deletion does not apply insofar as your personal data is necessary for the assertion, exercise or defense of our legal claims.

2.4 Right to limit processing of personal data

You have the right to demand that we limit the processing of your personal data if the following conditions are met: you dispute the accuracy of the data and we therefore verify its accuracy; if the processing is unlawful; you refuse to delete the data; and, instead of limiting the processing of data, we request that the no-longer required data, which you however still need to assert, exercise, or defend your legal rights regarding the processing of your data; and it is not determined whether our legitimate grounds outweigh your own.

2.5 Right to data transferability

You have the right to receive the personal data concerning you that you have provided us with in a structured, commonplace and machine-readable format and you have the right to transfer this data to another responsible party without our hindrance, provided that the processing is based on consent or on a contract and that the processing is carried out by us using automated procedures.

2.6 Right of withdrawal

If the processing of your personal data is based on consent, you have the right to revoke this consent at any time.

2.7 General and right of appeal

The exercise of your aforementioned rights is in principle free of charge for you. In case of complaints, you have the right to contact the supervisory authority responsible for us, the State Data Protection Commissioner, directly.

3.1 Data security

All data on our website is protected by technical and organisational measures against loss, destruction, access, modification and distribution.

3.2 Sessions and cookies

We may use cookies or server-side sessions in which data may be stored for the operation of our website. Cookies are files that a website stores on your hard drive in order to automatically recognise your computer, in order to adapt the use of the website to you when you next visit the website. Some of the cookies used are deleted after the browser session ends. These are so-called session cookies. Other cookies remain on your end device and enable your browser to be recognised when you visit our website later (these are known as permanent cookies). You can set your browser so that you are informed about the setting of cookies and decide individually whether to accept them or decline cookies for certain cases or in general. Please note that you may not be able to use some functions of this website if cookies are deactivated. We ensure that no personal data is taken from sessions or through cookies and that cookies are only used when technically necessary for the website. In accordance with this, there will be no overriding interests on your part that conflict with this (Art. 6 I S. 1 f DSGVO).

4. Newsletter

If you register for our newsletter, we will use the data required for this purpose or separately provided by you to send you our e-mail newsletter on a regular basis. You can unsubscribe from the newsletter at any time, either by sending us a message using the contact details given in the imprint or by using the link provided for this purpose in the newsletter.

5.1 Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, and operated by Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA ("Google"), and collects and stores data via this web analytics service from which user profiles are created using pseudonyms. The user profiles created in this way evaluate visitor behaviour in order to design and improve this website’s offerings, in line with requirements. Google Analytics uses so-called "cookies", small text files which are stored on your computer and which enable an analysis of your use of the website. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. However, in the event that IP anonymisation is activated on this website, your IP address will be truncated by Google within member states of the European Union or in other states which are party to the Agreement on the European Economic Area before this happens. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and truncated there. On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and internet usage for the website operator. The IP address transmitted by your browser within the framework of Google Analytics is not combined with other data from Google. User profiles maintained under a pseudonym are also not merged with a user’s personal data without the express and separately declared consent of the user. This means there will be no overriding interests on your part that conflict with this (Art. 6 I p. 1 f DSGVO). You can prevent the storage of cookies by adjusting your browser software accordingly; however, we must advise you that in this case, you may not be able to use all the functions of this website to their full extent. You can also prevent the collection of data generated by the cookie and relating to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link (http://tools.google.com/dlpage/gaoptout?hl=de) You can view the data protection information from Google at http://www.google.de/intl/de/policies/privacy/. Further information on terms of use and data protection can be found at http://www.google.com/analytics/terms/de.html or http://www.google.com/intl/de/analytics/privacyoverview.html. We would like to point out that on this website, Google Analytics has been upgraded with the code "anonymizeIp" in order to ensure the anonymous recording of IP addresses (so-called IP-Masking).

5.2 Use of Google Maps

This website uses Google Maps, a Google map service operated by Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA ("Google"). When using Google Maps, data on the use of the Maps functions by visitors to the website is also collected, processed and used. No user interests are affected here which outweigh the technical necessity of integrating Google Maps (Art. 6 I p. 1 f DSGVO). Data protection information from Google can be viewed at http://www.google.de/intl/de/policies/privacy/. The additional usage information for Google Maps can be viewed at http://www.google.com/intl/de_de/help/terms_maps.html.

5.3 Google Web Fonts

In addition, we use “Web Fonts” from Google to provide you with a uniform font on our website. These are automatically stored in your browser cache when you access one of our pages to enable the desired display. If your browser does not support the Web Fonts used, one of your computer’s standard fonts may be used. This does not affect any user interests that outweigh this technical requirement (Art. 6 I p. 1 f DSGVO). You can view Google's data protection declaration here: https://www.google.com/policies/privacy/. Further information on Google Web Fonts can be found at https://developers.google.com/fonts/faq.

6. Contact

If you wish to contact us regarding data protection, please use the following contact options. Responsible in line with DSGVO:

althaus finance & services gmbh
Charlottenbrunner Str. 5a
14193 Berlin

Tel +49 (0)30 9599895-70
Fax +49 (0)30 9599895-79
info@althaus-finance.de